Storm damage roof repair and the insurance claim
Roofers Hotline is a roofing company for storm damage roof repair across 51 states, with local service in 38 metro areas and 775 towns, on one phone number, (855) 512-1072. Someone answers at any hour, and the estimate is written down before any work begins.
What storm damage roof repair covers, when to call, what it costs and how to book it in your ZIP code.
- Written estimate before any work starts
- Calls answered 24 hours a day, 7 days a week
- A roofer calls you back, usually within one business day
- Deductibles are never waived or rebated
What storm damage roof repair covers
Storm damage roof repair starts with stopping water: emergency tarping over the damaged area, which typical 2026 ranges from published cost guides put at $200 to $1,000 per job. After that comes the permanent repair, and the size of the damage sets the price. A minor repair, such as a few shingles, a pipe boot or sealant, typically runs $100 to $1,500. A moderate repair covering a section, a valley or the underlayment runs $1,000 to $3,000, and a major repair involving decking, structure or a whole roof plane runs $1,500 to $15,000.
Those are published ranges, not a quote. Your written estimate depends on the pitch of the roof, the number of layers and the condition of the decking underneath. Call, describe what you see from the ground, and ask for the written estimate so the repair work is listed line by line.
Prices by material and job are under what roof replacement costs, with the published ranges are above. See what roof repair costs for prices by material and job, and the published ranges are above.
A branch comes down in a storm, a few shingles are gone, and by morning there is a brown stain spreading on the bedroom ceiling. Roofers Hotline handles that first call: emergency tarping to stop the water, then a roof inspection and a written estimate before any work starts. Typical 2026 ranges from published cost guides run from $200 to $1,000 for emergency tarping, so a stop-gap costs far less than the interior damage it prevents. Call 24 hours a day, or request the written estimate online.
For a worked example from one metro area, see the Providence roof replacement cost guide, which covers the same ground for its own county. Read how flat roofing works for the work step by step, from the first call to the written estimate.
- 38 Metro areas servedsix roofing services in each
- 26,909 ZIP codes served51 states, callback coverage
- 1,554 Hail events, one inch or largercounties of the 38 metro areas, since 2015
- 319 Wind events, 65 knots or morecounties of the 38 metro areas, since 2015
- 842 Federal weather disaster declarationscounties of the 38 metro areas, all years
Sources: U.S. Census ACS 2019 to 2023; NOAA Storm Events; OpenFEMA declarations. Updated October 2026.
When to call for storm damage roof repair
Call as soon as a storm leaves visible damage: missing or lifted shingles, granules in the gutters, a dented vent, or a stain on a ceiling or wall. Water keeps working its way into insulation and decking after the rain stops, so a small opening left alone can turn a repair at the minor end of the range, $100 to $1,500, into a moderate or major one.
If the storm has passed and you see nothing wrong, an inspection is still worth booking when the wind was strong or hail fell, because damage is often hard to spot from the ground. Check the attic with a flashlight for damp wood or daylight coming through, take photos of anything you find, and call to book the inspection.
How storm damage roof repair works with Roofers Hotline
You call, or you request quotes online, and Roofers Hotline books the roof inspection with a callback. The inspection looks at shingles, flashing, vents, valleys and the decking where it can be seen, and you get a written estimate before any work starts. The estimate lists the repair, the materials and the cost, so you can compare it with the typical published ranges for tarping, minor, moderate and major repairs.
Have a few things ready when you call: the date of the storm, where you saw water or missing shingles, and any photos you took. Deductibles are never waived or rebated, so if insurance is part of your plans, ask for the estimate in writing and keep it with your photos. Call 24 hours a day to start.
- Call or request a quote. Call us or send the short form with your ZIP code, what the roof is doing and when you need it done. Calls are answered 24/7.
- Confirm the address. We confirm the address and the problem, and a local roofer calls you back to book the inspection.
- Written estimate, then the work. You get a written estimate before any work starts, and the work is scheduled when you say go. What happens at each step.
Costs
Storm damage roof repair cost in 2026
| Job | Range | Per unit |
|---|---|---|
| Emergency tarping (storm stop-gap) | $200–$1,000 | per job |
| Roof repair, minor (a few shingles, a boot, sealant) | $100–$1,500 | per job |
| Roof repair, moderate (a section, valley or underlayment) | $1,000–$3,000 | per job |
| Roof repair, major (decking, structure, a whole plane) | $1,500–$15,000 | per job |
| Asphalt shingles, architectural | $8,500–$25,500 | $500–$1,500 per square |
Typical ranges for 2026 from published cost guides (sources below); a written estimate depends on pitch, layers and decking.
Not a quote: typical 2026 ranges from published cost guides and Census County Business Patterns 2022 payroll data; your written estimate depends on pitch, layers and decking.
Source: published 2026 cost guides (RoofVista, Fixr, Today's Homeowner, NerdWallet, This Old House).
What to have ready when you call
- Your ZIP code and street address
- What the roof is doing, and since when
- Roof age and material, if you know them
- Photos from the ground or inside (never from the roof)
- Your insurance claim number, if you have opened one
- The best number and time to call you back
Why call
Why Roofers Hotline for storm damage roof repair
- One number for every roof problem Repairs, leaks, storm damage, replacement, inspections, gutters and skylights, all through (855) 512-1072.
- Calls answered 24 hours a day, 7 days a week The line is open around the clock because roofs fail at every hour.
- Written estimate before any work starts The scope and the price are written down before any work starts.
- Deductibles are never waived or rebated What the policy covers, what you pay, no games.
- You decide, on your schedule A written estimate is yours to compare at home.
Storm damage roof repair near you
Enter a ZIP code on Find roofers by ZIP code to find roofing help for your area.
Metro areas
- New York City, NY
- Edison, NJ
- Los Angeles, CA
- Boston, MA
- Washington, DC
- Minneapolis, MN
- Philadelphia, PA
- Anaheim, CA
- New Haven, CT
- Chicago, IL
- Pittsburgh, PA
- Houston, TX
- Seattle, WA
- Manchester, NH
- San Francisco, CA
- San Jose, CA
- Allentown, PA
- Worcester, MA
- Providence, RI
- Akron, OH
By state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Questions
Storm damage roof repair questions
What does emergency tarping cost?
Typical 2026 ranges from published cost guides put emergency tarping at $200 to $1,000 per job. That is a published range, not a quote, and the written estimate depends on the size of the damaged area and the roof pitch. Call to book tarping so water stays out until the permanent repair is done.
How soon should I call after a storm?
Call as soon as you see damage or a leak, because water keeps spreading through insulation and decking after the rain stops. Emergency tarping typically runs $200 to $1,000 per job, which is far less than a major repair. Roofers Hotline answers calls 24 hours a day.
What happens after I call?
Roofers Hotline books the roof inspection with a callback, and you receive a written estimate before any work starts. The estimate lists the repair and its cost. Have the storm date, the location of any leak and your photos ready when you call.
Does homeowners insurance cover roof replacement?
Usually only for sudden storm damage, not for age or wear, and the policy wording decides. Many policies pay actual cash value on older roofs, every policy has a deductible you pay, and the adjuster's inspection settles what is covered.
What is the 25 percent rule in roofing?
The 25 percent rule is a building-code provision, best known from Florida, that once required a full roof replacement when more than 25 percent of a roof section was repaired or replaced within a 12-month period. Florida changed that rule in 2022 for roofs built to the 2007 code or later, and other states and insurers apply their own thresholds, so the local building department and the policy wording decide what applies to your roof.
Will insurance cover a 20 year old roof?
It depends on the policy: some insurers pay only the depreciated actual cash value on a roof that old, some exclude roofs past a set age, and none pay for wear rather than sudden damage. The adjuster decides after inspecting the roof, so read the roof schedule in your policy and get the damage documented in writing before you file.
Another question homeowners here ask is How long does a roof last?, from across the metro areas served. One more question from the metro areas served is Does homeowners insurance cover roof replacement?
Get storm damage roof repair quotes
Takes about a minute. Tell us the ZIP code and what the roof is doing, and a local roofer calls you back to book an inspection and written estimate.
Start your requestOr call: the number at the top of this page is answered 24/7.